As the COVID-19 pandemic continues to rage on, people are demanding more coverage from their healthcare providers and the competition for health insurance providers is at an all-time high. The United States currently ranks first in terms of healthcare expenditure and tends to invest the most per person even though health outcomes and quality of care are not always ranked highest.
In terms of healthcare spending, several European countries are at par with the United States. The significant difference is that the majority of that price is subsidized by the government, while the United States is based on expensive, personal medical insurance policies.
In this blog, we are going to explore some of the best health insurance companies in the United States and why we believe they are your best shot at partnership.
Kaiser Permanente is made up of three interdependent entities: the Kaiser Foundation Health Plan Inc. (KFHP) and its local running subsidiaries; Kaiser Foundation Hospitals and the local Permanente Medical Groups. Kaiser Foundation Health Plan, Inc. operates as a non-income healthcare organization.
The organization offers coverage for ailments like allergy, audiology, cardiology, dermatology, oncology, laboratory, nephrology, occupational therapy, ache management, pediatric rehabilitation, hospice services and pharmacy services.
Anthem is a leading health insurance company committed to bettering people’s lives and making healthcare more available. They represent more than 107 million people through their subsidiaries and more than 43 million people through their family of health plans.
Their services combine the qualities that clients find attractive with a high level of value. Individuals and businesses also have the option to choose from a variety of simple and complex plans to meet their specific requirements.
Humana’s mission is to help people achieve exceptional health by providing personalized and easy healthcare experiences. Recognizing that each person and community’s healthcare needs change over time, Humana develops healthcare strategies to help people live the healthiest lives possible on their own terms.
Health Care Service Corporation (HCSC) is the largest customer-owned healthcare insurance company in the US. The company serves over 16 million members across five states–Illinois, Montana, New Mexico, Oklahoma, and Texas–and employs more than 23,000 people in over 60 local offices. Through its affiliates and subsidiaries, HCSC provides a wide range of life, health insurance and related services, including Dearborn Group, Dental Network of America, HCSC Insurance Distribution Company, Medecision, Availity, Prime Therapeutics, and TriWest Healthcare Alliance. HCSC is committed to increasing access to high-quality, cost-effective health care and providing education and resources to members so that they can make the right health-care choices for themselves and their families.
Cigna is a multinational healthcare corporation with origins in the United States that serves more than 180 million clients and patients worldwide. They provide high-quality health care through a variety of options such as availability, comprehensive capabilities, and individualized solutions that promote overall wellness.
They have over 60 years of experience developing, implementing, and overseeing multinational community health insurance and employee benefit plans for both domestic and international workers.
Molina Healthcare specializes in government-subsidized healthcare applications for certified people and families. The organization presents a huge variety of great healthcare offerings to people and families. Molina operates in California, Florida, Illinois, Michigan, New Mexico, New York, Ohio, South Carolina, Texas, Utah, Washington, Wisconsin, and Puerto Rico.
About 900 insurance providers offer clinical coverage in the United States alone. It’s impossible to sort through all 900 of them to find the best one so here are a few pointers to keep in mind:
Selecting a health insurance company shouldn’t be done in a rush. Be sure to work with a company that has plans that fit your budget and various health concerns.